As per statistics, More than 400 million people are using WhatsApp in India. Keeping it in view, WhatsApp and the National Payments Corporation of India(NPCI) together developed the WhatsApp payments option through the WhatsApp app based on the Unified Payments Interface( UPI).
For all people who use WhatsApp on their mobile devices automatically get the Payments new feature automatically, If you still didn’t get it, Uninstall your existing WhatsApp app and install the new version. Now, you can see the Payment feature in your WhatsApp.
Since the year, WhatsApp users are eagerly waiting for this tremendous feature, at last, WhatsApp has rolled out this new feature to pay and receive money from WhatsApp.
So, let us know how to make a WhatsApp payment and how to stay safe from WhatsApp Payment frauds.
How to set up WhatsApp Payments
Your WhatsApp messenger allows peer-to-peer digital payments. Here is we will learn how to set up WhatsApp Payments on your Mobile device.
1.Go to WhatsApp > Open Settings > Press Payments.
2.Click on Add payment method. Then, select your bank.
3.After selecting your existing bank, Now, you have to verify your phone number. Press Verify through SMS.
4.Just wait for the verification process to be done. Once verification is completed, next your chosen bank details will be added to Payment methods.
How to make WhatsApp payments
After setting the WhatsApp payment option, Now it is ready to send and receive money. You can send money to WhatsApp contacts including users who are not subscribed with WhatsApp Pay. So, follow the below steps to send money to the existing WhatsApp contact.
1.Go to a WhatsApp chat and press the attachment icon.
2.Click on Payment > enter the desired amount > press enter.
3.Now, enter your UPI pin to finish the payment.
Other than the existing WhatsApp users, you can also send money to UPI apps such as PhonePe or Google Pay.
1.Go to WhatsApp > open Settings > press on Payments.
2.Press on New Payment > click on Send to a UPI ID > now enter the UPI ID > press the Verify.
3.Once UPI ID is verified, enter the sending amount and press enter.
4.Finally, give your UPI pin to finish the payment.
You can also send a request to your WhatsApp contacts who have not yet registered with Whatsapp Payments. To do that, follow these steps.
Any one of your WhatsApp contacts lists who is still not yet registered with Whatsapp Payments, to whom you can also send a request to notify him. For that, follow the below steps.
Go to your WhatsApp chat > press the attachment icon > touch Payment option.
It will go to the next screen, hit the Notify option to let the other person know about the new WhatsApp Payments feature.
Simply follow the above step-by-step methods to set up the WhatsApp Payment option and sending and receiving money from Your WhatsApp app from your Smartphone.
How to Avoid WhatsApp Payment Frauds and Scams
Digital Payment Apps such as Phone Pay, Google Pay, and Just launched WhatsApp Payment all together came into existence to encourage digital payments.
But When operating these apps, you may face Fraud and scams if you are not cautious. So, how to stay safe from WhatsApp Payment Fraud and Scams because of this startup feature for all WhatsApp fans.
Since November 2016, the demonetization of 1000 rupees notes, UPI Apps, or UPI payments came into existence, and also gradually people are habituated with these transactions to pay bills like grocery shop to the restaurant bill.
To support these apps, WhatsApp also designed and Included a UPI payment option for all its users. After long expectations, Now, you can enjoy UPI payments from your Favorite WhatsApp.
Now, let us know how to avoid WhatsApp payment frauds and scams.
Generally, when you sending money, you will use UPI ID or QR codes to operate this digital payment method.
When comes to WhatsApp, It is a more end-to-end secure messaging app. So, it will take care of 80% of protection on its side. Naturally, the device will ask you OTP or security Pin to complete the transaction. But it couldn’t guarantee you 100% assurance to deter hackers and fraudulent people.
to avoid fraud and scam people, just these simple suggestions.
Don’t receive unknown calls and respond to reward messages that will trap you.
If you get any suspicious links, don’t click on them, they could have spying malware to theft your bank secret details.
If any person calling you like a bank official, never say your account details and skip the call.
Conclusion
Please comment below if you know more about the WhatsApp payment feature or share this post to help others.
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